Charles Specht is the insurance industry’s leading expert for Permission-based sales training and agency growth generation. As President & CEO of Permission Network Insurance Agency, Inc., his Millionaire Insurance Producer and Broker of Record Letter training materials are utilized by both agents and agencies from all around the world. He has worked with hundreds of producers and insurance agencies from most of the top firms, such as Marsh & McLennan, Willis, HUB International, and Brown & Brown. With over twenty years experience as both a Certified Debt Arbitrator (CDA) and Certified Insurance Counselor (CIC), Charles first began in the industry as a producer for InterWest Insurance Services and later as an Area Vice President with Arthur J. Gallagher & Co. Since 2010, he has contracted as Chief Sales Officer for numerous agencies around the U.S.A. He has authored several books, including The Millionaire Producer, Premium-Saving Tips, and Permission Sales. He is often featured and/or mentioned in well-respected publications, such as Insurance Journal, RIMS, BenefitsPro, and PropertyCasualty360. As an expert in sales, branding, and marketing, Charles helps both independent and captive insurance agents build a $1,000,000 or more Book of Business through his Permission-based sales training framework, Millionaire Producer School. In order to further assist other business professionals and C-Suite executives with maximizing their personal branding efforts, Charles became a Personal Brand Strategist with Brand Builders Group in 2020.